Improving Health without Decreasing Assets

Nearly 150 years ago, philosopher Arthur Schopenhauer wrote in "The Wisdom of Life":

When it comes to protecting your assets, long-term financial stability depends on your long-term commitment to improving your health. By taking the necessary actions required to prevent you from becoming incapacitated from sickness, disease or injury you protect your assets from being diminished from the rising costs associated with the treatment of failing health.

Health Facts:

• Obesity - nearly 75% of all adults will be overweight by 2015
• Disease - up to 70% of all major diseases result from lifestyle choices (and are preventable.)

Financial Facts:

• Projected retirement health-care bill starting in 2008 is estimated at $225,000
• Costs for Elder Care have increased for five consecutive years (average annual cost of one year in a nursing home is now $76,460)

The solution requires a shift from intervention to prevention. If you are currently employed, then you may already have access to a wellness program being offered by your employer. The challenge exists for you post-employment when you are left on your own to cover a comprehensive and meaningful wellness program. Doesn't make good sense considering that's the time you need it most!

What are the 3 C's that hold most people, maybe yourself included, back from taking the necessary actions required to manage good health?

Having a solution for the 3 C's leads you to compliance! Engagement is your key to success. And the higher your level of participation in a good fitness program, then the better the outcome will be on your life both physically and financially.

One of best outcomes you can come to expect is saving money! People age 50 and older who exercise at least three times a week for 30 minutes save on average $2,200 per year on medical bills including doctor visits.

Let's not forget the numerous health benefits that have a positive impact on your quality of life. In addition to the scientific ones listed, how about wearing your grandchildren out before they wear you out? Or not having to take a bunch of expensive drugs and medications that comes with a lot of bad side effects? Or remembering your loved ones forever?

Although there are too many benefits to mention, you're probably thinking, "but what's all of this going to cost?" You could expect to spend around $120 per week for you and your spouse to work out with a personal trainer twice a week. That's a grand total of around $6240 every year.

However . . . . . . . .

You do have options and if structured properly and under the right circumstances, it could end up costing you nothing! That's right. It's possible to receive up to five years of personal training for literally no expense out of your pocket. You have everything to gain and nothing to lose.

But not by following the traditional health insurance model (which is a one-way street!) You are accustomed to paying premiums every year for something that you never use. And if you do happen to get sick or injured and use it, then it could have a negative impact on what you pay going forward. Even if you never use it, you never get any of that money back. It's gone and out the window forever!

As was mentioned just a few minutes ago, you DO have another option. There is a different model of cash flow that will allow you to improve your health without decreasing your assets.  The model not only explains how it works but shows an illustration and provides a summary of the benefits to you.

The other great benefit to you that comes with this model is a bonus feature that you will have unlimited access to. Not to mention the access to this award winning health management system is free and will empower you to live that healthier life which will reduce your health costs for the long-term.

You have options when it comes to protecting your assets through increased fitness and better health.  It's a mutually beneficial relationship. By protecting yourself from becoming incapacitated due to sickness, disease and injury, you protect your assets from being diminished by the inflated health care costs that seem to be heading in one direction and that's up!

Notice: this is not intended as tax, investment or legal advice. Consult a tax, legal, or financial professional as to the applicability of any financial, tax, or legal strategy for you.