Financial Stages

There are broadly speaking two financial stages in your life. Common sense and your own experience tell you that the goals and priorities that you have financially are different when you are younger than when you are older. The approach you take with your money ought to reflect those changing objectives.

Depending on where you are in life effects the approach you take and the letters "R.O.I." will stand for two entirely different things:

Most people, yourself included, probably know what R.O.I. stands for during the accumulation stage of your financial life.

However, when you want to preserve and distribute your assets, then R.O.I. represents something altogether different.

Notice: this is not intended as tax, investment or legal advice. Consult a tax, legal, or financial professional as to the applicability of any financial, tax, or legal strategy for you.

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